$1,330 raised out of $600,000
Overview
Platform
Indiegogo
Backers
13
Start date
Dec 16, 2021
Close date
Jan 31, 2022
Concept

The creation of an online bank to serve the Caribbean & African regions with cross-border payments.

Story

 

For far too long people of the Caribbean & African diasporas struggled with cross-border payments. This is due to traditional banks operating with outdated infrastructures and legacy online banking protocols.

Now, thanks to our partners at Optherium Labs – GLOBAL M can officially launch a totally digital banking platform that caters to millions of individuals residing within these regions; e.g. those who are technologically savvy, the millennials, and most of all the un-bank… Continue reading to learn more:

 

Our Platform

 

GLOBAL M aims to bring closure to this wide gap where many international companies failed to incorporate into their business module. Our team has a saying; “it takes an entrepreneur to know the needs of another entrepreneur” and likewise – we prudently understand the financial needs of the people; and thereby, intend to provide them with the necessary tools to send and receive monies across local and international territories with a seamless and stress-less approach.

 

Highest-tech, Mobile KYC/KYB/AML

Mobile and web onboarding are incorporated in chat-format with photo integrations; backed by computer vision and artificial intelligence that is secure, fully compliant, and user-friendly. New subscribers to the platform can be onboarded within 10 min, and 22-clicks to easily create a  brand new account within the GLOBAL M Ecosystem.

 

 

Budget

We are hopeful of raising $600,000.00 USD to cover the overall budgets while acquiring all appropriate license(s) – thus maintaining associated fees with the type(s) of debit and prepaid cards intend for issuing to our global clients. Allotted funds will also allow us to obtain a 10-year Master Service Agreement with our business partners Optherium Labs who are the creators of the technologies GLOBAL M Digital Platform & Apps will be powered by.

Phase 1 covers the Banking, KYC/KYB/AML identity verification, and DataVault private blockchain digital data software platforms. $250,000 USD Budget.

 

 

Phase 2 covers all other operational costs to deliver the business to market in a timely manner. $350,000 USD Budget.

Upon funding, GLOBAL M’s marketing department will work closely with local and international companies to create and launch its brand awareness campaigns to build momentum to its official launch date in various regions around the world.

Persons within the Caribbean and African regions – along with individuals living in the diaspora can now remit monies to their loved ones effortlessly in various currencies. Each user of the GLOBAL M Platform will have access to a personal US & IBAN – Individual Bank Account Number(s).

Multi-currency accounts via GLOBAL M’s Android & IOS Applications works with a frictionless online registration process and password-less biometric protection – designed by our partners at Optherium Labs who started their career as a cybersecurity firm.

 

 

Packages

GLOBAL M is offering four (4) unique packages to its global clients to accommodate each individual wherever they are in life E.g. Standard | Classic | Premium | Business

 

Regions

 

Personal Account

Global M’s Personal Account Features Are As Follows:

  • Multicurrency IBAN/ACH Bank Account​
  • Card To Card Transfers                
  • Peer To Peer Transfers
  • International & Domestic Transfers                    
  • Request Payments From Anyone
  • Worldwide ATM Withdraws                                    
  • Apple Pay & Google Pay
  • Foreign Currency Exchange                                  
  • Money Management Tools
  • Family & Kids Joint Account                                 
  • Bill Splitting   
  • Recurring Payments
  • Virtual/Plastic/Metal Cards                                              
  • Duty-Free Shopping Marketplace & Much More…

 

Business Account

Global M’s Business Account Features Are As Follows:

  • Business IBANs
  • Payment Gateway
  • Payroll
  • Invoicing
  • Recurring Payments
  • Analytics
  • Custom Modules
  • Reporting
  • Loans
  • Insurance
  • Enhanced Data Security
  • Accounting
  • Simplified Business Onboarding
  • Deposit & Investment Accounts
  • Advertising
  • Exclusive Marketplace Inclusion

 

Standing Inline Vs Shopping Online

GLOBAL M now puts back the power directly into the hands of its global citizens – by empowering families and their communities during these unprecedented times as they navigate the day-to-day effects of the global pandemic Covid-19.

Once operating on an adequate internet connection – individuals don’t have to trod to a brick-and-mortar building to spend hours-on-end to be served. Simply load their funds directly onto a GLOBAL M account and act locally while operating globally. GLOBAL M account holders can now operate independently and say no! while taking back control of their financial lives.      

 

Risk Factor

Future plans and objectives are based on the successful execution of GLOBAL M’s business strategy and assumptions that GLOBAL M shall be profitable. The market for its proposed project(s) and operations shall not change materially or adversely, and there shall be no unanticipated material adverse change in GLOBAL M’s operations or business plans.

Due to utilizing Optherium Labs white label platform as a software as a service (SAAS) business module – GLOBAL M would have saved millions of dollars in R&D, unlike other comparable institutions who would have had to pursue series funding to raise their own initial capital to build from scratch. This is GLOBAL M’s advantage – which allows us to work closely with a company with years of experience in the financial industry, and with a strong global banking partnership network.

 

Meet The Team

Optherium Labs is a global technology service & proprietary products provider for banks and large enterprises. They help their clients to unlock transformative value through technology-enabled opportunities. Optherium is the first cybersecurity company in the world, which built a powerful and secure ecosystem of SaaS platforms for enterprises.

 

Spreading The Word

We understand that everyone may not be in a strong position to assist or contribute from a monetary perspective; however, you can still help us by spreading the good news to educate your friends and family about GLOBAL M’s plans to make it superbly easy to send and receive money locally and internationally through its digital banking platform.

Remember to use the Indiegogo sharing tools and be a good sport in spreading the good word to allow us to reach our target. Help us to build this amazing platform to aid individuals living in the Caribbean & African regions who are experiencing horrors with international money transfers.

 

Give Aways

To those who see and contribute to our vision to free these regions by allowing GLOBAL M to remit cross-border payment transfers seamlessly across international territories can receive a GLOBAL M Limited Edition Gold Metal Card – this card can be tied to any of GLOBAL M’s (4) four packages.

Note: Official GLOBAL M cards are black and are in the form of – Virtual/Plastic/Metal.

This Limited Edition Gold Card is a one-of-a-kind offer and can be used worldwide.

Bonus:

As a limited edition Card Holder you are placed in our early-stage investment pool of investors to own collectively a 2% share equity of GLOBAL M Finance LLC. Quarterly dividends are paid directly into your personal GLOBAL M account(s). See share equity chart below – Special Terms & Conditions Apply.

 

Review Pitch Deck To Learn More

 

 

Backed By Universal Solutions

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